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Financial Planning

OUR PROCESS: Click Here for additional information

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk.  The planning process is about you - what matters most to you.

We ask you to provide detailed statements for all:

  • Assets 
  • Liabilities
  • Income (including an estimate from
  • Expenses

After entering the data, we schedule a meeting (usually Zoom or phone call) to discuss what is important to you: wants, wishes, and needs.  We will analyze the data along with the results of our goal-setting discussion and schedule a review of your current situation to discuss what you are willing or not willing to do based on the outcome. Then our final meeting or call is to present our recommendations.  We find that breaking down the process like this provides clients with the knowledge of where we are in the process. The most common topic of concern to our clients is usually retirement. People want and need to know:

  1. How much money they need accumulated to retire
  2. When they can retire and for how many years
  3. What they need to do before and after retirement to ensure a sound financial future

We can answer these questions for you and provide you with a roadmap of sorts to help keep you on track. Depending on how far in adavance you are beginning your planning, we should review your progress periodically and update your plan. Afterall, things change over time.

Other financial planning topics include:

  • Dependent / special needs
  • Disability / Life insurance
  • Long-term care planning
  • Education / college funding
  • Tax reduction strategies
Additional Information