The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Insurance Needs Assessment: Married With Children When you’re married and have children, insurance needs will be different. Insurance Planning Following Divorce If you are recently divorced, take steps to ensure that you are properly protected. The Importance of Having a Retirement Plan Are you worried about your retirement savings? You’re not alone.